Low Risk Guaranteed Payments

PostFinance was developed by the Swiss Post to make it easier for their 8 million customers to pay online for products and services. The convenient and secure payment method is free of charge to all PostFinance users. Transactions are performed by the consumer within their own banking environment and takes only a few simple steps.

Upon purchase, the funds are instantly debited from the consumer’s bank account and the transaction cannot be reversed or charged back. PostFinance is available to all consumers who are customers of the Swiss Post, and those who already have online banking can start using PostFinance right away, as they do not have to register separately for the service.

PostFinance transactions are in real-time and limit the risk for merchants. As part of the payment process, the consumer is specifically requested to authorise the payment, and the payment cannot be cancelled once they have clicked the payment authorisation button.

Such a high Internet penetration rate is not only supported by PostFinance’s proven and successful history, but also because consumers do not need a credit card, which is an added benefit for merchants as they can accept payments that are guaranteed by the bank.

How PostFinance Works

Product Description

Bank Transfer

Product Process

Upon purchase, the consumer logs into their own online bank and authorizes the payment. The funds are then directly debited from their bank account in real-time and the merchant will receive an immediate payment confirmation.

Product Sheet


Countries Supported


Merchant advantages

Enter markets with low credit card coverage
Lower risk of returns
Payment option familiar to the consumer
Trusted buying process
Increase sales
Accept more than just credit cards

Consumer advantages

Trusted payment method
No credit or debit card needed
Convenient, reliable, simple and secure
Access to more products and services
Language and currency localization
Simplified shopping experience

Set up your 2000Charge account and sell online!

There are a lot more payments options customers from all over the world
feel more comfortable to use and trust much more than credit cards.

Sign Up