Belgium’s leader in electronic payment

The Bancontact debit card is a popular payment method in Belgium and the most commonly used card in this country. It lets customers make real-time card transactions to buy products and services. A Bancontact card with a PIN number is issued to customers who open a Belgian bank account. It’s linked to a customer’s current account and is accepted in most retail stores in Belgium. Many shops only accept Bancontact as a means of paying by card. Bancontact represents a significant portion of Belgium’s online payment traffic. Bancontact is a popular acceptance method for merchants, because it gives their Belgian customers a quick, easy to use and secure online method to pay for goods and services via their own bank account.

With Bancontact merchants are guaranteed their funds and they will greatly benefit from not having to deal with chargebacks or reserves. In addition, Bancontact is an excellent alternative payment method that can be offered to those consumers that do not have or desire to use a credit card online.

Consumers feel comfortable and secure because their payment is facilitated by their own bank. Furthermore, a Bancontact transaction is free of charge for the consumer, and their transaction history and payment details can be viewed in their own banking reports. Consumers do not have to sign up for the service, they simply need to have a bank account and select the Bancontact method upon checkout.

How Bancontact Works

Product Description

Local Credit / Debit Card

Product Process

Upon purchase, the consumer enters the debit card number and expiry date and completes the payment. Funds are directly trasferred from the consumer's bank account.

Product Sheet


Countries Supported


Merchant advantages

Enter markets with low credit card coverage
Lower risk of returns
Payment option familiar to the consumer
Trusted buying process
Increase sales
Accept more than just credit cards

Consumer advantages

Trusted payment method
No credit or debit card needed
Convenient, reliable, simple and secure
Access to more products and services
Language and currency localization
Simplified shopping experience

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