Created By Germany's Leading Financial Institutions

With a focus on safety and convenience, giropay represents Germany’s primary online payment method for bank clients. With each giropay purchase, the funds are instantly transferred from the consumer’s bank account and the merchant receives their funds.

With a market size of over 82 million people, giropay represents a significant portion of Germany’s online payment traffic. Giropay is supported by more than 1,500 German banks and is a popular acceptance method for merchants, because it gives their German customers a quick, easy to use and secure online method to pay for goods and services via their own bank account.

With giropay merchants are guaranteed their funds and they will greatly benefit from not having to deal with chargebacks or reserves. In addition, giropay is an excellent alternative payment method that can be offered to those consumers that do not have or desire to use their credit card online. Consumers feel comfortable and secure because their payment is facilitated by their own bank. Furthermore, a giropay transaction is free of charge for the consumer, and their transaction history and payment details can be viewed in their own banking reports.

Product Description

Bank Transfer

Product Process

Upon purchase, funds are directly debited from the consumer's bank account.

Product Sheet


Countries Supported


Merchant advantages

Enter markets with low credit card coverage
Lower risk of returns
Payment option familiar to the consumer
Trusted buying process
Increase sales
Accept more than just credit cards

Consumer advantages

Trusted payment method
No credit or debit card needed
Convenient, reliable, simple and secure
Access to more products and services
Language and currency localization
Simplified shopping experience

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