SEPA Direct Debit

The solution to process European debit transactions using SEPA

Our EuroDebit®/SEPA payment system is the most widely used form of online payment in Europe for both one-time and recurring payments.

The Single Euro Payments Area (SEPA) initiative created a zone for the Euro in which all electronic payments are considered domestic, and where there is no difference between national and intra-European cross border payments. SEPA will increase your payment coverage to over 520 million consumers! We process direct debits and recurring transactions in real time directly from consumers’ bank accounts in 50 countries and territories.

EuroDebit is also the perfect payment solution for European customers with no credit card or those who are reluctant to use them online for purchases. European consumers will thus have an additional and convenient method to pay online, and merchants can increase their sales by offering this local and trusted payment solution.

How SEPA Works

Product Description

Direct Debit

Product Process

The customer initiates the transaction on merchant’s website by entering his first and last name,email and IBAN (No BIC required). Merchants have full control over the look of the SEPA payment form. For authorization customers enter their phone number to receive the OTP. The PIN code is sent in an SMS to the customer’s phone number. Once the PIN code is entered at the checkout the transaction is approved and completed. No redirect is done, consumer is returned to result page immediately.

Product Sheet


Countries Supported

Åland Islands, Austria, Azores, Belgium, Bulgaria, Canary Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Martinique, Mayotte, Monaco, Netherlands, Norway, Poland, Portugal, Réunion, Romania, Saint Barthélemy, Saint Martin (French part), Saint Pierre and Miquelon, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom

Merchant advantages

Enter markets with low credit card coverage
Lower risk of returns
Payment option familiar to the consumer
Trusted buying process
Increase sales
Accept more than just credit cards

Consumer advantages

Trusted payment method
No credit or debit card needed
Convenient, reliable, simple and secure
Access to more products and services
Language and currency localization
Simplified shopping experience

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