Introduced in 2015, and created and developed in Poland, BLIK is a must-have local payment method for e-commerce sites in Poland. BLIK is a mobile payment service with a unique model of cooperation between banks, payment acquirers and merchants. Smartphone users who have installed mobile banking apps from participating banks can utilize BLIK. It enables the transfer of funds to a recipient's mobile phone number immediately.
Bank Transfer
The customer chooses BLIK, selects their bank, then enters the 6-digit code that the BLIK app generates. They confirm the purchase with their mobile banking PIN.
Poland
At checkout, the consumer selects BLIK as their payment method.
The consumer enters the 6-digit BLIK code (generated by their mobile banking app).
In their banking app, the consumer reviews the transaction and authorizes payment.
Payment confirmed.
BLIK is a popular mobile payment system in Poland that allows users to make instant bank transfers, online purchases, and ATM withdrawals directly from their banking app. With over 16.3 million active users and 2.4 billion transactions processed in 2024, BLIK is one of the most widely used digital payment methods in Poland. It offers fast, secure, and convenient transactions without the need for a credit card.
Integration is simple via API, Hosted Payment Page, Payment Widget.
BLIK offers instant, secure payments without the need for a credit card, allowing customers to pay directly from their bank account using their mobile banking app. With over 16.3 million active users in Poland, it is widely adopted by major online retailers and physical stores. Transactions are highly secure, requiring a unique six-digit code or mobile authorization to reduce fraud risks. BLIK also supports various payment options, including online and in-store purchases, ATM withdrawals, and peer-to-peer transfers. Additionally, merchants can enable one-click and recurring payments, providing a smoother and more convenient checkout experience.
Poland
BLIK is primarily available for customers with Polish bank accounts, as it is a domestic payment method in Poland. While businesses outside of Poland can integrate BLIK as a payment option, its usage is mainly limited to Polish consumers. However, as BLIK continues to expand, future availability in other countries may be possible in the near future.
BLIK allows consumers to make instant and secure payments directly from their bank accounts using a six-digit code generated in their banking app. When making a payment online, in-store, or at an ATM, users enter the code and confirm the transaction in their app. Funds are transferred immediately, eliminating the need for cards.
BLIK currently does not support recurring payments.
There are a lot more payment methods customers from all over the world feel more comfortable to use and trust much more than credit cards.